Make Sure to Look Up

Make Sure to Look Up

5 MINUTE READ

Have you ever lost something you loved?

I like hats. Since I am bald, they keep me from having a burnt head all summer. Hats are an important part of our culture and are a really important part of some subcultures. At some churches I visit, the ladies have spent an amazing amount time and money to seriously keep the people behind them from seeing the preacher. I like these ladies. They have style. There is The Red Hat Society for women over 50 who like to have fun, and boy do they—sassy bunch. And of course, there are the hats needed by a profession. You can’t be much of a cowboy without a cowboy hat.

Hats make a statement. In Texas, if you spend more than you make, they say, “Big Hat, No Cattle,” meaning that person is all show. If you tilt your cowboy hat back, you are friendly—most of the time. If that same hat is pushed down low over your eyes, you might be looking for trouble. If you turn your ball cap sideways, it can mean you are cool or it can just make you look dumb. If you turn it backwards, you are definitely cool, or you are a baseball catcher, or both.

 

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And we wear metaphorical hats. I wear the CEO of our company hat. I wear an author and media figure hat. I wear Papa Dave feeding my 5-month-old grandson Samuel David his bottle hat.

Hats in my world make a statement. I come from a line of the best kind of hillbillies or rednecks. The kind that loves puppies and babies and will fight you over honor. Hats are a big deal in my subculture. Hats in my world are virtually my only fashion accessory. Every morning I put on a ball cap that has something I love on it to go to work. It might have a T for Tennessee football on it during the fall. The next day my hat might have Predators on it to support our Nashville hockey team. One hat has MasterCraft on it for my ski boat, and another has Wilson Combat on it for my favorite hand gun. You can be arrested in California for that hat. Since we are building a new corporate headquarters, I have a hard hat with my name on it. Every boy in my old neighborhood wanted one of those. And every time I put it on, I feel like the guys from the old neighborhood see me.

When my family visited Belfast, Ireland, a few years ago, we got to spend some time in the Titanic Museum. The Titanic was built in Belfast and the museum is fascinating. Of course, to memorialize the occasion, I bought a Titanic 1912 hat. Since I have a sick sense of humor, I decided that is the hat I wear every summer at our lake house when driving the ski boat. Get it? Captain is wearing a Titanic hat? Most people never notice, but occasionally someone will point and laugh and we share a moment.

Make Sure to Look Up So last weekend, a bunch of our family jumped in the wakeboard boat with the big motor and big tower with all the speakers and lights to take a ride to the marina for fish tacos. Grandbabies, Ramsey kids, their spouses, and of course Mimi (my wife Sharon’s grandma name). As we get up to about 30 mph, Mimi gives Papa Dave instructions to close the front window to get the wind off of her. We have a rule at our house: When Mimi wants something, Mimi gets it. That is another story for another day. So as instructed, I stood—as well as my son Daniel—to close the offending window. Yea, you see this coming, don’t you? You got it.

The 30 mph wind took Daniel’s hat and my precious Titanic hat imported from Ireland and threw them out the back of the boat and into the lake. Well, over the years lots of stuff has left the boat and landed in the lake. Hats generally float for a minute or two—enough time to turn around and find them. So, we first see Daniel’s hat floating, of course, and retrieve it. Then we circle and circle and the fate of the Titanic hat appears to have followed its namesake to the bottom of the lake. This is looking bad. My favorite hat all the way from Ireland is gone. No luck. At this point, no one in the boat is happy, least of all the captain. Oh well, sad, but first-world problems. Darn. I liked that hat.

So, we are idling off and Mimi is apologizing for her request to close the window—well, it was her fault. Then, my granddaughter Amelia, who at three years old has the vocabulary of a college student and is really verbal like her mother Rachel Cruze, recognizes the mood in the boat has changed and says, “Daddy has a hat. Uncle Daniel has a hat. Papa Dave doesn’t have a hat and he is sad, but there is a hat.” What? We all turn and look UP at the wake board tower and apparently the Titanic hat had flown up there and was stuck on one of the lights. Yea!

We had all been looking everywhere but UP to solve our problem. The answer couldn’t possibly be UP. We all cheer and celebrate the lost sheep being returned to my head. Mimi immediately says, “That will preach.” If you aren’t southern, you might not understand that she meant there is a lesson here, folks. Be as a little child and look UP when you are searching for answers. And select your hat carefully.

If a leader doesn’t convey passion and intensity then there will be no passion and intensity within the organization and they’ll start to fall down and get depressed. Get Your Free Position Now http://lock-in-your-position.com/lp3/?sponsor=homeprofitcoach

Dave Responds: Start Book’s Success

WOW! That just about sums up how I feel about the incredible success we’ve had with the release of Jon Acuff’s latest book, StartThis thing debuted on the New York Times and Wall Street Journal best-seller lists and Amazon’s overall Top 10 list. It totally dominated Facebook, Twitter, Pinterest and just about everything else on social media! This thing is on FIRE, and I can think of two reasons for that.

First of all, Start delivers a message that the world is hungry for. I talk to people on the radio every day who are frustrated and miserable with their careers, and they honestly think it’ll never get better. They’ve settled for average, but they dream of awesome. This is the book that can take them there.

Second—and this is the really important part—the reason Start came out of the gate so strong is because of YOU! You guys bought into the message, and you told a LOT of other people about it! Maybe you saw some things on Jon’s blog or Twitter feed, or maybe you heard us talking about it on the radio, and something just clicked. Something inside of you woke up, and you decided to START! By the time we dropped the book into the marketplace, tens of thousands of you had already pre-ordered or you lined up to buy it the day it released! That’s incredible! We’re already hearing stories from some of you about how you’re flipping the switch from average to awesome in your own lives by putting this material into practice. You guys rock! Thank you for making Start such a big success!

Of course, we’ve been doing our part to get this life-changing message out there too! Jon was locked in his office for months getting the message just right. Literally dozens of people on our team have spent the better part of a year getting the edits, design and marketing ready for Start to hit the street. We even took over Times Square with enormous billboards and a huge wrapped bus for our live launch event! And then we kept Jon on that bus for two weeks on a massive book tour to keep the momentum going.

This book release has been a pretty wild ride, and that means there are ups—and downs. The downside right now is that some of you haven’t been able to get your copy of Start yet because several stores sold out so fast. That was never the plan! We had pretty big expectations for the book, but the response has been mind-blowing. If you haven’t been able to get your copy yet, we’re sorry! Our team is working like crazy to make sure your local stores and Amazon have Start back in stock as soon as possible. And if you want it before they get it, we’ve got plenty of copies on hand in our online store at daveramsey.com. There’s little chance WE’LL run out!

Thanks again for everything you’re doing to help us get the message out there. I really believe that Start is one of the most significant books you could ever read, and I can’t wait to hear your own Start story soon!

—Dave

If a leader doesn’t convey passion and intensity then there will be no passion and intensity within the organization and they’ll start to fall down and get depressed. Get Your Free Position Now http://lock-in-your-position.com/lp3/?sponsor=homeprofitcoach

Best Day Evaa

Best Day Evaa

4 MINUTE READ

My three-year-old granddaughter recently told me in a British accent, “Papa Dave, this is the best day evaa.” Turns out she watches a cartoon about a pink pig named Peppa who is British and says this all the time. Who knew we would get a great start to 2019 from a pink pig, British at that? But I think you and I need to make a conscious decision that this year will be “The Best Year Evaa.”

I read somewhere that we are “happiest” when things are better. Meaning, the lower our expectations, the more likely we are to be happy in the moment. The party you dreaded turned out to be fun . . . happy. Your old car never starts, but today it did twice . . . happy. Your over-planned, over-spent vacation rains out . . . unhappy. So, the secret to happiness is to lower your expectations? Well maybe, but that seems silly.

When you don’t have much, it’s easy to be happy with the smallest of things. When I was around eight years old, my parents must’ve gotten a bonus check because they took us to the State Fair at the old Fair Park off Nolensville Road. We ate caramel corn and got that blue face from so much cotton candy. Then we almost threw it all up riding rides until we were exhausted.

I remember when we got to the Fair, my Dad told us to ride as much as we wanted, no limits. Since my parents paid for each and every ride, we thought they must have struck gold in our basement. At the end of the night, I was simultaneously hopped up on sugar, exhausted from riding every ride they would let me on over and over, and generally exhilarated from so much fun. I remember looking at my parents and telling them this was the best day of my life. No pink pigs to teach me a British accent. Little did I know that my life would get much better and much worse and much better.

So, this year, I’m planning my Best Year Evaa. And I want you to have your Best Year Evaa. How are we going to do that? Squeeze every drop. Every sunrise, every sunset. And dream of winning again. Get out of debtinvest in your marriage, start back to church, lose some weight, change jobs, get a puppy, but do something on purpose that takes you higher.

We all get beat down, and we all get beat up. That can cause us to forget to dream or to put our big dreams in the underwear drawer where they are forgotten. Then we become just a rat in a wheel. Look up and decide to get off the wheel. Do something different so you get something different. Zig Ziglar used to say a rut is just a grave with both the ends kicked out, so get out of the rut.

I meet folks from every possible background who made a simple decision deep in their gut to change their life. They push and pull and scratch and claw and hustle and grind . . . then the magic happens . . . they change their life! And you can do this, too! You got this!

I don’t know how great last year was or how horrible it was . . . but you and I are going to decide together to do the work, do the praying, do the reading, do the exercise, do the budget, do the pause and enjoy, do the hugs, do the smiles, do whatever wherever whenever it takes to make 2019 the Best Year Evaa!

If a leader doesn’t convey passion and intensity then there will be no passion and intensity within the organization and they’ll start to fall down and get depressed. Get Your Free Position Now http://lock-in-your-position.com/lp3/?sponsor=homeprofitcoach

Number One Fear in the World

PERSONAL DEVELOPMENT

Number One Fear in the World

Number One Fear in the World

5 MINUTE READ

I guess every family that has enough kids has one—the dancing poodle kid, the one who, when they are born, comes out with a cigar and a bottle of champagne ready to entertain a crowd. Some of us who are that kid are a little awkward in “normal” social settings and can even appear shy. But put us on a stage to tell a joke, play an instrument, perform a magic trick or weave a great story, and we are right at home. It can be a little confusing being this withdrawn sometimes and the life of the party the next because you might not be sure who you are.

In the 8th grade, a cute girl was trying out for the school play “The Wizard of Oz,” so little David Ramsey also decided that was a plan. I don’t remember who she was or if she got the part, but even though I couldn’t sing and was short (vertically challenged), I had a big personality even then, and I was awarded the leading role . . . Mayor Munchkin. That’s right, while you might know me for the Radio Hall of Fame, many more know me for my incredible rendition of “Follow the Yellow Brick Road.” The next year I was Charlie in “Annie Get Your Gun” and had a crush on the lead played by Anna Belle Bennett.

Mr. Bernard taught speech class at Apollo Middle School and with very little persuading convinced me to join the Forensics Club. (No that wasn’t our version of CSI. It was a speech club.) We 8th and 9th graders traveled by car pool after school to speech competitions. There was Dramatic, Extemporaneous, Political, and Motivational categories along with many others. I actually made it to the state competition in the Dramatic Category. I still remember parts of that “speech” that was memorized word for word from mimeographed blue copies. (If you are old, you probably just looked at your hands for a smudge and remembered that smell.) The speech was about two little boys who were in trouble and the older brother repeated, “Head up, Chin out, Stout Fella.” A real tear jerker.

In high school I decided I was too cool for Speech Club or plays. Sad what my cool self missed out on. I did take a class called Mass Media, and as part of it, we had to pretend we were doing a radio show . . . still have the picture on my wall (featured above). Mr. Cowan thought we had potential . . . probably not really, but he said so. I took Speech for an easy “A” in college but generally left the life of the stage behind.

Almost a decade later in my twenties, I was married with a child. I was also a new Christian in a church of about 400 people. The pastor called on Wednesday and asked me to read the scripture text on Sunday morning. I don’t know if it was the years away from the stage, the spiritual responsibility of so important a task, or just a chicken heart, but I got so scared I couldn’t breathe. From Wednesday to Sunday I lost four pounds and had regular bathroom breaks. I practiced my important assignment over and over to be ready for my big day at the church. After all, entire spiritual lives hung in the balance between Heaven and Hell.

So, the moment came. I stood up from my pew and walked to the pulpit with shaking knees and sweaty everything. Cotton mouth was a real thing. I cleared my throat and read perfectly for one minute 32 seconds. Whew. I walked back to the pew. No standing ovation, no clapping, and no one rushed forward and met Jesus. I sat down, and my wife patted my knee. “How did I do?” I asked, begging for a compliment. Sarcastically she said, “It changed my life.” Not funny.

I have heard it said that Public Speaking is the number one fear. If not, it’s close. The weird thing is that I rediscovered my gifting for stage communication, and over the last several decades, I have worked very hard at that craft. It has allowed me countless moments of great joy. Speaking in some of America’s largest arenas, churches, and events of all kinds has been really, really fun.

So, I’m wondering, did you abandon something that is your natural gifting just because you thought it wasn’t cool? I did. Or did you abandon it because you were scared enough to fill your shoes with sweat? I did. What is it you need to rediscover? Not discover—rediscover? I know it’s scary, and someone you care about might not be impressed, but so what? Do it anyway. Head up, Chin out, Stout Fella.

If a leader doesn’t convey passion and intensity then there will be no passion and intensity within the organization and they’ll start to fall down and get depressed. Get Your Free Position Now http://lock-in-your-position.com/lp3/?sponsor=homeprofitcoach

Squeeze Pages

The not-so-secret, secret in Internet Marketing is the use of Squeeze Pages. Those are the little minisites (mini web-sites) that are just one page, where you offer a freebie or some other sort of incentive, in exchange for the reader’s name and email. Sometimes you may just collect their email, the name is handy (for personalization later) but not crucial.

The best squeeze pages, also known as opt-in pages are simple with a big fat headline and as few words as possible. A video on a squeeze page can work wonders as well.
Squeeze Pages are the heart and soul of Internet Marketing because they are the very easiest vehicle to use to start building a list of leads, or subscribers for yourself. The best way to get started is to get a hold of something called a “Master Resale Rights” product, with “giveaway rights”. That means you can purchase this product (sometimes you can even get it for free (rare), and you can then start giving it out using your squeeze page.

Where can you find Master Resale Rights products, you won’t have to look hard, if you join a “Giveaway” which is what we’ll discuss next.

If a leader doesn’t convey passion and intensity then there will be no passion and intensity within the organization and they’ll start to fall down and get depressed. Get Your Free Position Now http://lock-in-your-position.com/lp3/?sponsor=homeprofitcoach

If a leader doesn’t convey passion and intensity then there will be no passion and intensity within the organization and they’ll start to fall down and get depressed. Get Your Free Position Now http://lock-in-your-position.com/lp3/?sponsor=homeprofitcoach

Starting your affiliate marketing, with Clickbank.

One of the first things you will want to get involved with is affiliate marketing. Although you need to drive traffic to your website, blog, or “mini-site”, getting set up with a Clickbank account is very important. You see, Clickbank is a huge marketplace of e-products. Someday in the future you may actually make one of those e-products and place it on Clickbank for other affiliates to sell. For now, you are going to want to take products and sell them to others, and you will make a hefty commission, usually at or over 50%, for each sale.

If you go to Clickbank.com you will find it remarkably easy to establish an account. The most difficult part will be choosing a name that may not already be taken. Keep in mind that later on you may use that name when you sell a product, so don’t make it too funky. Something marketing related like myproducts would be good. I believe it is limited to 10 characters.

Now head on over to the Clickbank “marketplace” and you will see that it is divided into various “niches”, or areas of interest. You will be able to create what is called a “hoplink” for each one of those products, that would lead to paying YOU the commission if you were to sell that product. Clickbank recently introduced a way to “cloak” your hoplink so that people will not be able to easily figure out the product name, and place their own affiliate id into this url instead of yours.

There are a huge number of ways to decide on which products to sell, but it depends of course on what you plan to focus on with the subscribers that you will eventually be getting and repeatedly “making suggestions” (selling) to. One thing to look for in product is a high “gravity” meaning that a lot of other affiliates are promoting the product, not just the product owner.

As with most of these newsletters, I’m pointing you in the right direction, but it is up to you to find out as much as you can through the Clickbank marketplace itself and through forums. In my next report, I’ll be talking about forums and how you can use them.

If a leader doesn’t convey passion and intensity then there will be no passion and intensity within the organization and they’ll start to fall down and get depressed. Get Your Free Position Now http://lock-in-your-position.com/lp3/?sponsor=homeprofitcoach

High-Performance Achievement

High-Performance Achievement

4 MINUTE READ

Don’t limit yourself. Many people limit themselves to what they think they can do. You can go as far as your mind lets you. What you believe, you can achieve. —Mary Kay Ash
In 2007, I set an intimidating and seemingly unreachable goal for myself: to complete a marathon. Overwhelming? Definitely. Crazy? Probably. Reachable? YES. There was no question of whether I would do it halfway, just doing enough to get by. I was going to give it my all.

To do this, I knew I was going to have to change some habits and sacrifice in ways I never had before. After months of training, I did it. I completed the Country Music Marathon in Nashville, and you know what? All the sacrifices were worth it. All the people I’ve talked with agree. The early-morning runs, the loss of sleep, the physical pain and the mental battles are all are worth it in the end. Yes, I achieved my goal and learned a lot about running, but I didn’t tell you all that just to say I ran 26.2 miles and got a medal for it.

Here are three key points I took away from my marathon experience. I hope you will take these valuable lessons that I’ve learned and apply them to specific areas in your life—your money, getting out of debt, marriage, parenting, spirituality, you name it. These principles go far beyond the world of running.

 

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High-performance achievement vs. “just getting the job done.”

You have to go beyond your normal efforts to achieve high performance. You have to sacrifice intentionally. You have to do something different from what you’ve done before to reach a new level of personal excellence. People who reach a level of high-performance achievement grasp this. That’s why they’re different. If you want to distinguish yourself from people who are normal and just want to “get the job done,” aim high, set clear goals, and give it all you’ve got.

Keep away from negative people.

If you’re trying to reach a positive goal, what benefit are negative people to you? None, so get away from them. Stick to positive influences in your life. It was so great to see people along the course that were cheering and encouraging me to keep going while I was running. There’s nothing like encouragement while you’re trying to achieve a big goal, is there? It may be tempting to have a “pity party” or jump on the cynical bandwagon, but it won’t be worth it in the end. Continuous negativity brings you down, so stay away from it.

Visualize achieving your goal.

While I was training, I studied the course route over and over. I knew where I would be in the city at every mile marker. I knew where the hills were and where the straight stretches would be. The course wasn’t going to surprise me because I visualized myself working toward achieving each small goal along the way. The same goes if you want to get out of debt. If the big goal is to be debt-free in two years, that may seem a little overwhelming. That’s why it’s important to set small goals along the way, like paying off your debts smallest to largest. Quick wins will give you momentum to keep working toward the larger goal and help you visualize achieving it as well.

Be sure to talk with those around you who have achieved great goals they set for themselves. Find out what they did to overcome their intimidating obstacles and what they learned throughout the process. Always aim for your absolute highest and best—”gazelle intensity” is what I call it. Doing anything halfway should not be an option. Extend this kind of intensity and focus into all areas of your life, and you can and will transform your life for the better.

Get more of Dave’s thoughts about high-performance achivement with this audio CD or downloadable mp3.

Dave talks more achieving this with your business at his ultimate business event, EntreLeadership. Come learn directly from this master entrepreneur how to build and grow your business the right way!

If a leader doesn’t convey passion and intensity then there will be no passion and intensity within the organization and they’ll start to fall down and get depressed. Get Your Free Position Now http://lock-in-your-position.com/lp3/?sponsor=homeprofitcoach

Make Sure to Look Up

Make Sure to Look Up

5 MINUTE READ

Have you ever lost something you loved?

I like hats. Since I am bald, they keep me from having a burnt head all summer. Hats are an important part of our culture and are a really important part of some subcultures. At some churches I visit, the ladies have spent an amazing amount time and money to seriously keep the people behind them from seeing the preacher. I like these ladies. They have style. There is The Red Hat Society for women over 50 who like to have fun, and boy do they—sassy bunch. And of course, there are the hats needed by a profession. You can’t be much of a cowboy without a cowboy hat.

Hats make a statement. In Texas, if you spend more than you make, they say, “Big Hat, No Cattle,” meaning that person is all show. If you tilt your cowboy hat back, you are friendly—most of the time. If that same hat is pushed down low over your eyes, you might be looking for trouble. If you turn your ball cap sideways, it can mean you are cool or it can just make you look dumb. If you turn it backwards, you are definitely cool, or you are a baseball catcher, or both.

 

Lead others to financial peace! It’s easier than you think. Learn how.

And we wear metaphorical hats. I wear the CEO of our company hat. I wear an author and media figure hat. I wear Papa Dave feeding my 5-month-old grandson Samuel David his bottle hat.

Hats in my world make a statement. I come from a line of the best kind of hillbillies or rednecks. The kind that loves puppies and babies and will fight you over honor. Hats are a big deal in my subculture. Hats in my world are virtually my only fashion accessory. Every morning I put on a ball cap that has something I love on it to go to work. It might have a T for Tennessee football on it during the fall. The next day my hat might have Predators on it to support our Nashville hockey team. One hat has MasterCraft on it for my ski boat, and another has Wilson Combat on it for my favorite hand gun. You can be arrested in California for that hat. Since we are building a new corporate headquarters, I have a hard hat with my name on it. Every boy in my old neighborhood wanted one of those. And every time I put it on, I feel like the guys from the old neighborhood see me.

When my family visited Belfast, Ireland, a few years ago, we got to spend some time in the Titanic Museum. The Titanic was built in Belfast and the museum is fascinating. Of course, to memorialize the occasion, I bought a Titanic 1912 hat. Since I have a sick sense of humor, I decided that is the hat I wear every summer at our lake house when driving the ski boat. Get it? Captain is wearing a Titanic hat? Most people never notice, but occasionally someone will point and laugh and we share a moment.

Make Sure to Look Up So last weekend, a bunch of our family jumped in the wakeboard boat with the big motor and big tower with all the speakers and lights to take a ride to the marina for fish tacos. Grandbabies, Ramsey kids, their spouses, and of course Mimi (my wife Sharon’s grandma name). As we get up to about 30 mph, Mimi gives Papa Dave instructions to close the front window to get the wind off of her. We have a rule at our house: When Mimi wants something, Mimi gets it. That is another story for another day. So as instructed, I stood—as well as my son Daniel—to close the offending window. Yea, you see this coming, don’t you? You got it.

The 30 mph wind took Daniel’s hat and my precious Titanic hat imported from Ireland and threw them out the back of the boat and into the lake. Well, over the years lots of stuff has left the boat and landed in the lake. Hats generally float for a minute or two—enough time to turn around and find them. So, we first see Daniel’s hat floating, of course, and retrieve it. Then we circle and circle and the fate of the Titanic hat appears to have followed its namesake to the bottom of the lake. This is looking bad. My favorite hat all the way from Ireland is gone. No luck. At this point, no one in the boat is happy, least of all the captain. Oh well, sad, but first-world problems. Darn. I liked that hat.

So, we are idling off and Mimi is apologizing for her request to close the window—well, it was her fault. Then, my granddaughter Amelia, who at three years old has the vocabulary of a college student and is really verbal like her mother Rachel Cruze, recognizes the mood in the boat has changed and says, “Daddy has a hat. Uncle Daniel has a hat. Papa Dave doesn’t have a hat and he is sad, but there is a hat.” What? We all turn and look UP at the wake board tower and apparently the Titanic hat had flown up there and was stuck on one of the lights. Yea!

We had all been looking everywhere but UP to solve our problem. The answer couldn’t possibly be UP. We all cheer and celebrate the lost sheep being returned to my head. Mimi immediately says, “That will preach.” If you aren’t southern, you might not understand that she meant there is a lesson here, folks. Be as a little child and look UP when you are searching for answers. And select your hat carefully.

If a leader doesn’t convey passion and intensity then there will be no passion and intensity within the organization and they’ll start to fall down and get depressed. Get Your Free Position Now http://lock-in-your-position.com/lp3/?sponsor=homeprofitcoach

Full Tree, Full Life

Full Tree, Full Life

Full Tree, Full Life

4 MINUTE READ

I LOVE Christmas! It makes me sappy, sloppy emotional. The least little thing makes my eyes leak almost every day this time of year. Sappy ole Papa Dave. Jesus, kids, Santa, food, friends, and watching the generosity of folks is about as good as it gets for me.

I love our ole tree. Sure, we have the fancy items the decorator puts up for the parties and stuff, but the family tree is my fav. Sharon has collected so many ornaments that we really need three trees! Anything meaningful, and some things that aren’t, require a carefully selected ornament for the tree.

When we travel to Jamaica in July, I’m required to stay in the shopping area or flea market until we find the perfect Christmas ornament for the tree. (Insert eye roll.) But we come home with an ornament from every trip. Jamaica alone could be its own tree, but this morning I did notice ornaments from some cruises, plus Jamaica, New York, London, Paris, Panama, Greece, Alaska, Israel (duh), Aspen, Guatemala, Hollywood, and Park City, to just name a few. Lot of years, lot of miles.

Every event needs its own ornament. One of the oldest is a plexiglass tree from 1982, “Our First Christmas.” And every time we had a baby . . . ornament . . . when they grew to be a hockey player or cheerleader . . . ornament. When they went to high school or college . . . LOTS of UT ornaments.

When the babies got married . . . ornament . . . when the babies have babies . . . ornaments. So, when Super Samuel David, our youngest grandbaby, joined us on Super Bowl Sunday in February this year, he got his ornament. When Daniel married pretty Allison in April this year (that was a fun party), they got their wedding ornament.

Family dogs have their own ornaments. This morning I found Maggie’s, our Golden Retriever who died last summer (I miss her).

There are antique ornaments from my childhood tree and from Sharon’s as well. Of course, there are handmade ornaments made by the kids from their childhood with their little pictures in them. There are house ornaments for the year we moved into a new house. There’s even an ornament from The Great State of Tennessee from that time we dressed up fancy and went to the Governor’s Mansion for a Christmas party.

Most of these family ornaments have dates, and those events from decades ago seem just twenty minutes ago, including 1982.

A lot of you probably have trees like this. I just never thought of this tree as the story of the best parts of our life until this morning. A regular biography in evergreen. See, that’s the thing. The best parts are evergreen. They keep adding and growing, and the love gets deeper and deeper. We laugh, we cry, we celebrate, and it all ends up documented in the form of an ornament on this tree. This tree is packed full, my life is so full, and I am grateful beyond measure.

This life is going fast. An old friend told me the other day, “Life is like a roll of toilet paper. The closer to the end you get, the faster it goes.” This ole Christmas tree reminds me to squeeze every ounce out of every day. This tree reminds me to be grateful, because we have been blessed beyond measure. When I have gratitude, I can’t keep from being generous, which is the reason for the season. God sent His only son, and He was born in a manger—generosity beyond measure.

Did I mention I love Christmas, and I’m emotionally sappy beyond measure? Merry Christmas to you and your family! And may your tree, your life, be so full it causes you to overflow with generosity.

If a leader doesn’t convey passion and intensity then there will be no passion and intensity within the organization and they’ll start to fall down and get depressed. Get Your Free Position Now http://lock-in-your-position.com/lp3/?sponsor=homeprofitcoach

Million Dollar Day

LEAVING A LEGACY

Million Dollar Day

Confetti falling on 900 Ramsey Solutions team members as they learn that Dave has given them each $1000 for Christmas.

5 MINUTE READ

When I was a little burr-headed kid, our family went through some tough financial times. Most families have a moment of money problems at some point. A job layoff can take your breath away. An illness can leave you completely broke. The little kids in the house don’t know exactly what’s going on, but there’s more stress in the air. They are told, “Times are tough, so we can’t go on vacation this year,” or “We have to move,” or “Christmas is going to be slim,” or The boat has to be sold.”

My parents were in the real estate business and were building homes. The economy went sideways and left them in a mess. They worked hard, but it didn’t matter. Outside forces brought trouble to our house. We never went without food, shelter, or anything else, but the air changed in our home. All I knew was that money would solve the problem, so I vowed that someday I would be a millionaire. I doubt I even knew what that meant, but in my little burr head I thought that meant money would never be a problem.

When I graduated from college, I was still broke, but this dream of becoming a millionaire was pulsing inside me.

I am a spender by nature. I’ve always enjoyed spending money. Of course, when I was young and immature, that idea of spending for fun led into the trap of thinking if I got enough Stuff, I would be happy. The high I got from buying things was and is real. I’m the guy that thinks they check your receipt at Costco or Sam’s Club at the door to prove you actually spent the required $200, like it’s a law or something.

I would never have admitted it out loud, but there was this stupid idea down deep in my head that if I got enough Stuff, I would be happy and safe, or if I got the right Stuff, people would be impressed. Yeah, I know, Shallow Hal, right?

With that driving force, I went about the business of earning piles of money so I could spend piles of money. But a funny thing happened on the way to the ball— the Stuff became . . . unsatisfying. There was never completion or peace after a purchase, only the need to buy something more.

No matter how many cars I bought, or fancy dinners I ate, or cool places I traveled to there was always something still missing. Stuff just doesn’t do it.

I also met God during this time who did bring peace and completion. I realized I was pouring Stuff down a spiritual hole, and Stuff is not designed to fill that hole. No matter how many cars I bought, or fancy dinners I ate, or cool places I traveled to there was always something still missing. Stuff just doesn’t do it. If you eat enough lobster it eventually tastes like soap.

So, by the time I was 26, I was a millionaire making $250,000 a year . . . but if you eat enough lobster it tastes like soap. Yep, I became a millionaire and was bored with it.

I discovered giving. Generosity. Now that was and is real fun! It’s easy for most Spenders to become Givers. A new goal popped into my head: Someday, with God’s help, I want to give away a million dollars in one day.

Right after that, I went broke and lost everything. Well, so much for that goal.

That was 30 years ago. During the following decades, we slowly began building wealth . . . while always giving. We had discovered much more joy in giving than in Stuff.

I’m fine if you want some Stuff—get you some. I have some nice Stuff, but when you look for joy in Stuff, it will always let you down. The more Stuff you own, the more repairmen you have to know. Giving never disappoints. Generosity is always fun.

God has allowed us to give a lot of money in the last 30 years. Oh, and a cool thing happened right before Christmas this year. We gathered our 910 team members, our café team (an outside vendor), our pastor and his wife, and folks from the local children’s home (house parents and social workers that serve orphans, foster kids, and other at-risk kids). Seventeen buses rolled up out front of our offices to take all these people to the mall for a $1,000 shopping spree. We gave each of them $1,000 cash. Plus, we gave extra money for the kids in the children’s home and the people who give their lives away for the kids. When we got to the mall, we held a drawing and gave away tons of other items, including a $5,000 gift card and a car.

That’s right. God did it. He allowed me to give away One Million Dollars of His money in one day. He loves that little burr-headed kid turned Giver so much that He allowed me that privilege.

If you eat enough lobster it tastes like soap, but when you eat at the table of generosity, you leave the table having tasted the best there is and fully satisfied.

Dream the right dreams, then dream them big.

If a leader doesn’t convey passion and intensity then there will be no passion and intensity within the organization and they’ll start to fall down and get depressed. Get Your Free Position Now http://lock-in-your-position.com/lp3/?sponsor=homeprofitcoach