STARTING A SMALL BUSINESS DURING A BAD ECONOMIC CRISIS

STARTING A SMALL BUSINESS DURING A BAD ECONOMIC CRISIS

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www.HomeProfitCoach.com/ebooks2Our nation is currently suffering a terrible economic crisis. The economy is poor and our nation overall is suffering from the effects of such. People are losing their jobs in droves and for most; there is no relief in sight. Huge corporations are performing or considering layoff?s of their employees because the cash is simply no longer there. Unbelievably, there is an area of business that is surprisingly growing. Smaller businesses are finding opportunity for birth or re-birth during this bad economic crisis. The intermediary is being extracted from the equation leaving the owners the freedom to interact more with their customer base.

Find the need of your community

I would like to give some great ideas how you can get your small business started as well as important things to ponder before you close your small business deal. So many people are out of work that they are not attempting to think of how they too can own their own small business. The best ideas come from people within communities that recognize the needs of their community. Find that need and you could very well monopolize and make a decent living while providing your community with a service that will enhance the community as a whole.

What are some benefits of owning my own small business?

In an era where job security is no longer taken for granted, it only makes sense that someone would consider the idea of starting a small business. You could be in control of your business thriving while succeeding or failing. You can also be your own boss. These are positive aspects of starting your own small business.

Government grants

You should research what benefits the government has to offer for people wanting to start their own small business. There are numerous grants as well as tax incentives, which you could very well take advantage. The government is looked upon in this aspect as the certain evil however, due to all the incentives, it would be foolish to not research how the government can possibly aid you with starting your own small business.

State Grants

Research what your state, which you live within, has to offer as well. Pay close attention to the tax information of starting your own small business. Where the taxes might be horrendous, the overall reward will more than likely be worth it. Look for grants your state may offer in starting your business and do not forget checking with the local banks to see if they will offer some kind of break on small business loans. If you are a minority, there are numerous grants available statewide which will aid you in your business venture. The goal of the states is to encourage minority business owners. You
might find something, which could aid you greatly while releasing some of the stress from your own wallet.

You can achieve success in starting your own small business if you find the need in the right location. Perform your research on how to get started. There are numerous literatures available for your reading as well as bountiful information on the internet. Make sure you remain realistic and plan according.

WATCHING THE SPIDER OF THE KREMLIN SPIN HIS WEBS. FASCINATING, FEARFUL, FRIGHTENING, VLADIMIR PUTIN AT HIS WORK.

 

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www.HomeProfitCoach.com/ebooks2

by Dr. Jeffrey Lant

Author’s program note. I have been ill lately, probably the flu that’s going round. If you’ve had it too you know how intrusive, debilitating and oppressive it is, not least throughout the long stages of the night.

Sleep is fitful, the bed clothes lathered by acrid sweat, the whole overawed by nightmarish dreams, each more lurid than the last, but all with a single theme… that I am imprisoned, at immediate risk, menaced by a presence clearly felt but entirely unseen.

I am in a locked room, the furnishings are palatial, eighteenth century, Russian… from without I hear the something that means me no good. It is coming… I know it is coming for me… that it is my turn to confront the unmitigated evil… the great bronze doors open… I see a giant web and feel the soft leg as it brushes my face. And then I scream and wake up screaming …

It wasn’t supposed to be like this, for me, for the European Union, or for Ukraine. No indeed.

On November 29, 2013, just weeks ago, Ukraine President Viktor Yanukoyvch renigged on his economic deal with the EU, thereby providing the pretext for the events which followed.

As a result reformist elements took to the streets of Kiev, principally in the great Maidan, Independence Square. Here the majesty of the people was on daily display. Yanukovych, a thug dictator of the usual unappealing variety, hoped, expected his opponents to give way before the murderous threat of the state police and the bone numbing cold in which these events played out.

But the people held, defying the weather and the menacing artillery pointed directly into their determined, growing ranks.

“I don’t care what you do or how you do it, but eject the reformers now. I mean NOW. Understand?”

We shall probably never know what Puppeteer Putin told his henchman when he summoned him to Russia for “talks” (December 7, 2013). But the message was no doubt strong, unmistakable, unanswerable.

If Yanukovych had any doubts about his subservient status what Putin said to him and how he said it would have erased them within seconds. He was Putin’s man, pure and simple, his fate in the hands of Russia’s implacable president, no longer his own man, if he had ever been.

And so he was sent back to Kiev in disgrace to use his wiles to foil the reformers… or else.

Strip Poker.

Yanukovych’s objective was clear to all… and so he did what was necessary, unavoidable, painful, humiliating and even laughable. He needed time for the weather to do its work and for his favored police to mete out as much private pain to his opponents as they needed to withdraw into the obscurity from which they came. Thus, “strip poker” began as he ceded cabinet portfolios, then the promise of early elections… then complete power sharing. It was demeaning… it was pathetic… it was necessary.

Did His Excellency think it would work? Doubtful. For he is the ultimate realist. Besides, it didn’t need to work… it just needed to work long enough, for he and his sticky fingered allies were in the final stages of transferring over $70 billion to places unknown. Extra time might not allow them to keep the nation… but it would certainly enable them to grab and keep the nation’s fast dwindling resources… and that was a happy alternative.

Then everything changed.

Bloody Thursday, February 20, 2014.

What happened in Kiev this date is known to all: Yanukovych’s hand-picked security forces fired on the assembled masses killing at least 88, many with a single bullet to the head, execution style.

His legitimacy died along with the people he was pledged to defend. It is an event that distinguishes nearly every revolution, expediting the end of the “old” regime, for the dead martyrs legitimize the reformers and their peaceful objectives while setting the government reeling, murderers now, salvageable no longer.

What caused this massive miscalculation, not merely a crime, but a blunder?

If the provisional government retains power, we may someday actually know. This is because Yanukovych left behind the executive papers that may reveal all, a mistake only a rookie power broker with reputation to preserve would make.

For now, however, we must guess. Did Yanukovych order the troops to fire, and if so what did he expect to achieve? Or did his pet forces lose control of the situation and fire because they felt vulnerable? Or did Yanukovych have a “I’m the president, listen to me, damn it” moment, exasperation rising to fever pitch and total self-justification for whatever he did?

Whatever the reason the innocents, people with aspirations and dreams just like you and me, died for us, the greatest gift anyone can give… thereby delivering Ukraine from thraldom to the rights and responsibilities of citizens. Or so we thought… but the Spider of the Kremlin remained. And that single fact threatens the freedom of millions.

He has provided refuge to Yanukovych whose tawdry regime he still recognizes and supports.

He has made it clear the freedom-loving people of Ukraine must accept again the indignities and humiliations they have just thrown off.

He has aided and abetted those who want to wrench the Crimea from Ukraine and thereby augment the Spider’s power and resources.

He has placed troops and ships in close proximity to Ukraine, raising the very real possibility of civil war and even invasion, which would provoke the greatest European crisis since World War II, all at a time when financial markets are already weak, vulnerable, and at risk.

Can the newly installed Ukraine provisional government combat these pernicious trends? The new cabinet contains the least knowledgeable, effective or experienced ministers of any nation its size. Artists, poets, musicians, journalists and writers are its honorable, prominent, incompetent members.

They face the reality of an empty treasury, pilfered by the exiting rats, a currency in free fall, pensions unpaid, and an acute need for natural gas and heating oil, food, and medical relief. The Spider may disdain such a government, but upon calm reflection will smile upon what he can so easily control. He is making up his mind right now… and the world must dance attendance while he decides. God help us.

Envoi.

I have selected as the music for this unsettling analysis, the Coronation scene from “Boris Godunov”. Composed by Modest Musorgsky in 1869, it tells the tale of Tsar Boris, the man who brought serfdom to Russia in 1597. It is brilliant music about one of the greatest injustices of human history. You can find it in any search engine. I prefer the Bolshoi version, available in any search engine. Play it now, and feel the great tenacity and dissonance of the Slav soul, the soul that resides in the Spider of the Kremlin, the man who wants universal serfdom and will work early and late to get it.

About the Author

Harvard-educated Dr. Jeffrey Lant is the author of over a dozen business and marketing books, as well as several ebooks and over one thousand online articles on a variety of topics. Republished with author’s permission by Howard Martell <a href=”http://HomeProfitCoach.com”>HomeProfitCoach.com</a&gt;. Check out CB Passive Income ->www.HomeProfitCoach.com/?rd=vz1JfdGp

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From Jet Pilot to CEO George Kosch and his Journey

Hello Worldprofit Home Business Community Members!

It’s exciting times!

Since we officially announced George Kosch, as the CEO of Worldprofit, congratulations have been pouring in from all over the world.

George Kosch is a Graduate of the distinguished Royal Military College, Canada’s West Point. During his time serving the Canadian Air Force, George advanced to the rank of Captain as a jet instructor pilot specializing in training future Top Gun pilots. In 1993, after carefully studying the Internet and its likely future influence, he took early retirement from the Canadian Military and in 1994, with his co-founder Sandi Hunter established Worldprofit.com, one of the very first online companies and to this day, one of the longest enduring dot-com companies.

Over the last 23 years, George has invented and coded over 100 unique technical applications for business people, entrepreneurs and organizations worldwide. He is also the Instructor, for Worldprofit’s popular Home Business and Affiliate Marketing Training series, drawing on his own hands-on experience of building an Internet business.

George provides LIVE training every week for Worldprofit Members. These sessions are interactive, and he answers questions, does demonstrations and teaches Members what they need to know and do to earn consistent online income from a number of trusted sources. He’s also developed the 125+ online lessons many with videos that Members can learn from to understand all assets of online marketing and business growth. Training topics include traffic generation, lead tools, SEO tactics, eBook creation, article marketing, social media campaigns, target marketing, list building and more – skills and practices that can be used to grow any online business.

After all these years Worldprofit remains the #1 home business training company and has now grown to over 2 million members.

Real people helping real people. No hype – just Help. That’s been our promise at Worldprofit and continues to be our daily focus as we teach people all over the world how to grow their own successful online business.

If you are not a Member yet, get a free Associate membership at  http://worldprofitassociates.com

Already a Silver or Platinum VIP Member?
Just login to your Member area to access your services, resources, and training modules. Need help submit a Support Ticket and it would be our pleasure to assist you.

Sandi Hunter, President and Co-Founder
George Kosch, CEO, Co-Founder
Edmonton, AB. CANADA.

Become a Worldprofit Silver Member – Get These 25 Tools and More..

Become a Worldprofit Silver Member – Get These 25 Tools and More..
 
I keep telling everyone I am a Tool Geek. It’s true. I like tools. I like writing tools. I like promoting tools, especially my own.
 
 
I gotta tell you, George Kosch has put me out of the Tool Business. I don’t need to develop my own, because George and WorldProfit have given me absolutely EVERYTHING I could want. (OK, it’s never enough, but he took a huge chunk of it away from me).
 
 
Here is a list of 25 tools available to a Silver Member. These all are designed to help YOU, as a Silver Member, make money by generating leads, traffic and sales – no matter what you are selling.
 
 
First, you must be a member of Worldprofit.
 
 
I generally recommend that folks sign up as a free member, take a look around. View the videos.
 
I DO recommend the upgrade to Silver Member – Try it for ONE MONTH. Go through the BOOTCAMP TRAINING to learn the fundamentals and spend 3-4 weeks DOING what they teach you in modules 1, 2, and 3.. Get started signing up for safelists , PROMOTE, and start to generate some income. Slow and steady. Don’t get greedy. Oh, by the way, up to this point, IT’S $99.95. There is no penalty, no contract, but you OWE IT TO YOURSELF to DO THIS FOR ONE MONTH.
 
DO NOT MEASURE YOUR SUCCESS BY HOW MUCH MONEY YOU MAKE – you are BUILDING A BUSINESS!. Measure your success by how many clicks you get in a day (>200 at first) and how many NEW ASSOCIATES you add to YOUR LIST
 
Go through Bootcamp training, then use the resources and tools start to build your business.
 
 
As a Silver member. you get access to the 20+ streams of income (it’s more like 50+ now). Learn the basics. Promote TO BUILD YOUR LIST, not to sell. The sales will come soon enough.
 
Here are just 25 of the many popular tools and services at your finger tips as a Silver Member. It takes just a few minutes to upgrade to Silver Membership for 30 days. Try us out and get all of these tools.
 
1. SOLO Email Blaster
You want to mass promote your opportunities and affiliates and they give you a free, easy way to do this!
All Silver and Platinum VIP Members get privileged access to the Solo eMail Blaster. You can blast a solo ad every 3 days!
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 41
 
2.How to Make Money with Worldprofit‘s System
Members get access to hundreds of ways to generate traffic, leads and make money. They show you exactly how, step-by-step to use them to make money from home.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 33
 
3. PLR Store/The Vault
Your Member area is filled with valuable Private Label Reseller Products and Ebooks that you can access FREE for your personal use – over 215 titles! They’ve made arrangements with the vendors and hand selected the products we think will best help you build your online business. You get money-making how-to products on Google Traffic, FaceBook, Twitter, LinkedIn, Blogging and many many more. Platinum VIP Members can also add over 10,000 products to their site, and sell to earn 100% commission.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 9
 
4. Magic List Builder
The Magic List Builder is one of their most popular tools and is included in both the Silver and Platinum VIP Membership. It’s a list builders dream tool – easy to use, and effective!
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 15
 
5. Promo Code Center
Worldprofit has made arrangements with a number of reputable traffic sites so YOU can get FREE Traffic!
You get access to exclusive promo codes you can use for free advertising! Use the codes to promote ANYTHING you like, your affiliates, your hot business opportunities, whatever you are selling.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 10
 
6. Link Cloaking Tool
Worldprofit provides all Silver and Platinum VIP Members with a Link Cloaking Tool for use in masking other vendor’s referral links. Find out why this is so important.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 19
 
7. Article Marketing Directory and Article Publisher
Article Marketing is an effective way to generate fresh content, so your site is more often indexed by the major search engines. It can be very difficult to come up with fresh content and articles on a regular basis so we created for Worldprofit Members, the Article Marketing Directory.
 
They add new articles to the Article Marketing Directory on a regular basis. At the time of writing this lesson, they have over 400 articles in over 20 topic categories available for the exclusive use of our Members.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 25
 
 
8. Ad Tracker System
Smart Marketers track their advertising. You want to know WHERE you are advertising that is producing the best results. You want to know how many people are clicking on your ads. You want to know where your traffic is coming from.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 12
 
9. Your Report Card
The Report Card provides you with an individualized report on your progress in our training program.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 29
 
10. Self-Quiz
They’ve created a quiz to make sure you are on track and doing the critical tasks required to succeed inWorldprofit‘s Home Business Program. Take the quiz to make sure you are doing what is required to get leads, traffic and sales.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 39
 
11. Worldprofit Monitor Network
Only Worldprofit provides the Monitor network free of charge, over 70 people working hard in our Live Business Center to help close your sales.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 48
 
12. Personal Live Business Center (PLBC)
The PLBC allows Members to host their own personalized Live Business Center. Essentially it’s a landing page with an embedded Live Business Center – your OWN Live Business Center. You are the host, you talk to people, you are in charge. (included as Platinum VIP or extra cost for Silver)
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 30
 
13. Tips for Advertising so you get the BEST results
Many of you are new to online marketing. Lots of websites pitch to you that they are the best place to advertise. They promise you guaranteed hits, sign ups, visitors, clicks and more. What do these terms mean? How do you know where is a good place to advertise and what is the best kind of advertising to buy when you are on a limited budget. How do you avoid getting ripped off? We reveal exactly what you need to know.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 34
 
14. ClickBank Promo Kit
CLICKBANK is a multi-million dollar company that offers an Affiliate Marketing program. You can sign up to sell thousands of ClickBank products and earn a healthy commission for doing so. You don’t have to purchase the products to sell them. Our Members told us they like ClickBank but found it difficult to know and find the best products to sell and didn’t know how to market them. To meet this need, we created the CB Promo Kit and made it free for all Worldprofit Silver and Platinum VIP Members. All the ad copy and landing pages are provided but there is one BIG difference – Unlike ClickBank, all of the ClickBank Promo Kit promotional materials are targetd to the CONSUMERS, not marketers.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 14
 
15. ClickBank Maximizer (Autoresponder)
The CB Maximizer was designed to offer Worldprofit Members an easy automated way to sell ClickBank products and increase your sales. – This is additional cost for both Platinum VIP or Silver
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 13
 
15. The MoneyMakers Program
They have hand-selected a number of hot-selling in demand products. We test them, if we like them we post them for you to sell and earn 100% commission.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 28
 
16. The Affiliate Center
Many of their Members are marketing a number of products of their own or are affiliate marketers for a number of companies or vendors. They’ve made it easy for you to add your Affiliate programs – as many as you like – to your Silver or Platinum VIP website.
 
The Affiliate Center was created to allow you to easily enter the code from your various programs to your website. Easily Add your own affiliate code to your site, or add any of the 70+ Affiliates we recommend.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 24
 
17. Video Training Library.
George Kosch has recorded dozens of videos on various topics that are helpful to all online marketers. You can find these on the TOP MENU under the training section, they are also posted on George’s video site.where you can SEARCH by topic or keyword.
 
18. Newsletter Marketing
Staying in touch with your prospective buyers is a MUST and a newsletter allows you to do this. You can send out offers, product reviews, contests, notices, or sales information to your newsletter list. All Silver and Platinum VIP Members get a Newsletter System included in their Membership.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 44
 
19. LIVE Chat
Wouldn’t it be powerful if you could chat LIVE to people when they land on your website or landing page?
Guess what? You CAN chat with people LIVE and come up LIVE on camera when they land on your site or at your landing page! Worldprofit offers our Members TWO ways to do this! It’s fast and easy to set up – and chatting can lead to sales! This may be extra cost.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 45
 
20. Search Engine Optimization
It is critical that your site have the required elements so you attract search engines and your site gets indexed correctly. We provide you with these elements as well as little-known but effective ways to increase your search engine ranking.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 46
 
Plus look under COOL TOOLS on the TOP MENU and use the Search Engine Blaster. You get a free 7 day free trial- submit ANY website to over 700,000 search engines, directories and more. PLUS, you earn money when you sell paid memberships of this service
.
21. Content Management System
They include a Content Management System so you can add to your site your own affiliate programs, links, pages, graphics etc. You get complete control to manage your site and edit as often as you want.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 22
 
22. Prospect Manager
Running a successful online business means being able to effectively organize and manage your leads.
All Silver and Platinum VIP Members get the Prospect Manager Software for easy lead tracking and follow-up.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 23
 
23. Banner Promo Kit
Worldprofit provides all Silver and Platinum VIP Members with a way to easily post banners for promoting the products you can sell to earn commissions. The Banner Promo Kit makes it easy to post banners on your website or blog. The banners are already loaded into the system for you and located in one place for your convenience.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 20
 
24. ClickBank Website Plugin
ClickBank is a secure online retail outlet for more than 50,000 digital products and 100,000 active affiliate marketers. ClickBank serves more than 200 countries, and are consistently ranked as one of the most highly-trafficked sites on the web. Worldprofit has made it easy for you to sell ClickBank products to earn commission by providing a number of easy-to-use promotion tools.
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 21
 
25. FastTrack Visitors
Knowing where and what to advertise can be tough when you are new to doing business online. Building a business is about having a steady supply of leads from a trusted source. Worldprofit has made this easy for you by placing proven ads in reputable advertising sites. To help new Members get started with quality leads from reputable sources, they created the FastTrack Visitors program. There is an additional cost for this premium service
Read more about this in Worldprofit‘s Home Business Bootcamp Training, Lesson 17.
 
All 25 of these tools and services can be located in your Worldprofit Member area.
 
They teach you how to use these tools to generate traffic and make money in Worldprofit‘s Home Business Bootcamp Training Program. The bootcamp training is accessible 24 hours a day in your Member area, learn at your own pace. Currently they have over 100 lessons. Every week they also have a LIVE training program with marketing expert, and Worldprofit co-founder, George Kosch.
There you go, get into your Member area and get busy.
 
 
To Your Success,

#1 Online Business Error – Are you making it?

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*** Editor’s Note:

Watch for our next issue for specialized information on how YOU can profit online!
Future issues will include more special free reports, little known secrets to success online,
lead generatiion tools, and of course powerful traffic strategies.

Your Editor
Howard Martell – President HomeProfitCoach.com & Worldprofit Dealer

Email: hmartell29@yahoo.com
URL: http://www.HomeProfitCoach.com

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6 signs you made it middle-class

Not so long ago, most people viewed the hallmarks of success as something along the lines of a house, a white picket fence, two weeks vacation, two children and the ability to send those kids to college. Today, the middle class is a vanishing breed according to nearly every survey and statistic on the topic. Its disappearance is of such grave concern to the fabric of American society that the U.S. government launched a task force to explore the issue. Despite all of the attention to the subject, defining “middle class” remains a challenge, as everyone wants to be in the middle regardless of their income. Instead of focusing on the dollars, let’s take a look at the lifestyle benchmarks that define middle class status.
Have You Made it to the Middle?
A wide variety of numbers have been thrown around in an effort to define the middle. People earning 20% of the average income and people earning 80% all claim to be part of the middle class. More than a few millionaires make the claim too. While there is no official financial standard, the middle class as defined by the government task force is characterized in terms of six financial aspirations, which we can view as benchmarks.

  • Home Ownership
    Home ownership remains the American dream. The step up from renting to owning signifies prosperity and achievement. With median home prices ranges differing by so much in different cities across the United States, the ability to achieve this goal varies significantly by geographical location. Someone earning an income in the 50% range in Detroit may not be able to afford even a small house in Los Angeles.
  • Automobile Ownership
    Owning an automobile provides freedom of movement and the luxury of avoiding the limited schedules and cramped quarters offered by mass transportation options such as buses and subways. Here again, the cost of cars varying widely, as does the kind of automobile required. For one driver, a used Hyundai will do the trick. For another, a new BMW signifies the achievement of this goal.
  • A College Education for the Kids
    Helping children get ahead in life is a primary goal for middle class families. Paying for a college education for children can cost anywhere from the low tens of thousands of dollars to hundreds of thousands. Decisions about which university of college to attend can have a significant impact on the price tag.
  • Retirement Security
    Retirement is a goal nearly everyone wants to achieve. It demonstrates success and provides a reward for decades of hard work. Once again, definitions make a difference. The amount of gold required to support your golden years will vary significantly depending on whether you want a staff of 10 at your villa in the South of France or a townhouse in Peoria, Illinois.
  • Health Care Coverage
    The ability to obtain healthcare is an important goal for middle class wager earners and their families. The high and rising cost of medical care and prescription drugs make healthcare coverage an ever-increasing need, as going without it can have serious negative financial implications in the event of a severe illness or injury.
  • Family Vacation
    The family vacation is a middle class staple. Vacations demonstrate that a family has disposable income and has been successful enough to take time away from work to focus on leisure.

What Happened on the Way to the Dream?
Globalization and technological advances began to reverse the growth of the middle class. The manufacturing base in the United States changed, as good-paying jobs in factories and heavy industries went overseas to lower-paying markets and labor unions lost much of their ability to bargain for high wages and good benefits. Later, white-collar jobs from accounting and data entry to reading medical images and answering telephones in call centers were also sent offshore. Many jobs that remained in the U.S. were eliminated by computers and other technological advancements that increased productivity.
To achieve or maintain a middle-class lifestyle, many households became two-income families. Achieving middle class goals became more difficult as employers eliminated their pension plans and defined-benefit plans, the cost of a college education continued to rise and the cost of healthcare jumped. For most of the 20-year period following 1990, the Commerce Department reports that real median income grew at a rate of about 20%, while the cost of a college education grew between 43% and 60%, the cost of housing rose 56% and healthcare costs jumped by 155%.
How to Get There
Although there are significant challenges to obtaining middle class status, there are some proactive steps that can help make the dream a reality. Budgeting is one of the most obvious. Understanding where your money goes each month can help you determine the exact makeup of the benchmarks you are trying to match. Are you looking for a Hyundai or a BMW?
Planning is another crucial step. Are the kids going to a state university or a private college? Are scholarships an option? Some savvy families find money for college by participating in programs which can aide families with the costs related to sending a child to university.
Working is another one of the requirements. A second job or a side business might be just what you need to boost your income and achieve some of your goals. Putting your money to work is also an important consideration. Investing has helped build wealth for generations. In fact, income earners ranked in the top 1% enjoyed significant increases in wealth even as the middle class fell into decline. Most of that wealth came from investments. Even if you don’t have the means to invest for current income, you can take a few dollars from each paycheck and save for your retirement.
The Bottom Line
Don’t underestimate the role of hard work and luck. Sometimes being in the right place at the right time or taking one particular course of action over another can make all the difference. So keep watching for opportunities and make the most of them when you find them. As motion-picture mogul Samuel Goldwyn said, “The harder I work, the luckier I get.”

Howard Martell http://www.homeprofitcoach.com

‘MY NAME IS FRIDAY. I’M A COP.’ WHAT WE MUST DO TO ENSURE OUR SAFETY IN THE AFTERMATH OF THE BOSTON MARATHON BOMBERS AND OTHER MANIFESTATIONS OF RUTHLESS TERRORISM. SOME THOUGHTS.

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By Dr. Jeffrey Lant

Author’s program note. We Americans are at our best when we have identified a pressing problem, then set about the task of solving it, no matter how difficult. Right now, the problem is terrorism… what it is, how it works, the people who perpetrate the outrages… and what we as a nation and as individuals and potential victims must do to ensure that they are stopped dead… and never be allowed to practice their malicious craft ever again, against anyone, anywhere.

You might think such a high and strenuous goal is just too difficult, indeed that it is beyond the capacities of mere mortals. But you’d be wrong. Terrorism is manmade and as such it can be minimized, curtailed, and through assiduous, unflagging effort wiped out by man. A man like Joe Friday.

“Just the facts, ma’am.”

Joe Friday is arguably the nation’s best known cop. He was created and played by American actor, television producer, and writer Jack Webb (1920-1982) on “Dragnet”. The series first ran on radio (1949-1956) and television (1951-1959) and again in 1967-1970. There was also a theatrical film (1954) and a TV-movie (1969).

Why was this show with its unmistakable opening of blunt words and blunter music so popular? Because it dealt with real people (“the names have been changed to protect the innocent”) and solved real crimes. Jack Webb was so perfect in his role that when he died in 1982 he was buried with full police honors, a rarity for someone who was not a policeman.

Friday was all about getting down to business, identifying problems, brainstorming solutions and using the incomparable Yankee brain power to defeat the wicked. He was thorough, indefatigable, high minded, and honest. In other words, he had what was required for success, including the absolutely necessary skill of being willing to grow, listen to others, and work together for the common good. He was never a show-off with a “hey, look at me” mentality.

This is the kind of person we need at the front lines of our great war against terrorism, for this unadulterated cruelty knows no barriers, no limits, and absolutely no humanity at all. It is the very definition of evil and must be treated as such. Its perpetrators are pernicious vermin, and deserve neither charity nor forgiveness, for they give none to anyone. Sadly, we are not yet fully equipped to deal with this mobile menace of ingenuity and increasing expertise and sophistication. And the extent to which we are disorganized, inefficient and disarranged is the very measure of our danger and risk.

“Russia alerted US repeatedly about suspect….”

The headline in The Boston Globe of Wednesday April 24, 2013 was sickening, alarming, enraging. Here’s why:

“Russian authorities contacted the US government with concerns about Tamerlan Tsarnaev not once but ‘multiple times,’ including an alert it sent after he was first investigated by FBI agents in Boston, raising new questions about whether the FBI should have paid more attention to the suspected Boston Marathon bomber…”

What’s worse, this is just the tip of the ice-berg on intelligence and overall communications break-downs. The agencies on which we spend billions and billions of dollars are, day by day, shown to resemble the Keystone Cops, to the extent that with the Boston Marathon case we may be seeing the development of the greatest intelligence failure and scandal in the entire history of the Great Republic. And remember this; when intelligence agencies fail, people die… regular ordinary people, including a disproportionate number of children and young people. Indeed the word “scandal” is not remotely satisfactory to label this botched mess showcasing one problem after another that makes them anything other than intelligent. This is a crisis of the first magnitude.

You can bet your bottom dollar that the Solons of the capital are and will be tripping over each other to identify and solve such problems; that is until something easier and less demanding arises. Thus, Solon or not, I have something to say on these matters. And Joe-Friday-like I intend to make my comments and recommendations, terse, pointed, and do-able.

“C’est la guerre.”

In 1953 a brilliant historian named Cecil Woodham-Smith wrote a brilliant book which ought to be required reading for anyone connected with the war business, which is a veritable army of people as General and President Dwight David Eisenhower once memorably reminded us. Its title is “The Reason Why” on the famous charge of the Light Brigade during the Crimean War (1853-1856) when the best cavalry on Earth rode directly into the unremitting and pitiless cannons of the Tsar. “C’est magnifique” said the French commander Pierre Bosquet, “mais c’est pas la guerre.”

It was one of the greatest blunders ever and it was the result of one communications and strategic error after another, as the bleeding remnants of this foul-up confirmed. When you run your “intelligence” departments this way, I remind you: people die.

War must be treated accordingly and never regarded as merely a job. That ensures error.

2) To establish in the minds of service personnel and citizens, the significance of their work give it a name, a name like World War III. Right now terrorism is regarded as a tragedy, to be sure, but one which is episodic, occasional and random; something perpetrated by highly efficient but small cells, mostly fighting under the leadership of extreme (and therefore limited) religious leaders and zealots.

Instead, it needs to be recognized that each supra-national cell regards itself as a sovereign power, not just a faction. Thus, as with the Axis powers in World War II, people with quite different points of view and objectives band together for the sake of victory. Pseudo-sovereigns they may be, yet they ally as nations do, future problems to be resolved later. Thus, to find a single terrorist is to find a useful link to still others. Since these alliances are forever shifting due to constantly changing circumstances, when we discover such links and the people who create and profit from them, we must move swiftly to eradicate the menace, for to wait is to hand them an unnecessary advantage… and thus our people die.

3) Share intelligence, fully and promptly. A war, any war, is far more important than any of the hundreds of thousands of agencies, organizations and personnel it takes to gain victory. Sadly, you’d never know it from the unending “turf wars” waged by bureaucrats and officials who are supposed to be on the same side and work together for the common good.

The Boston Marathon case is a perfect example of what happens when information is hoarded, rather than shared. After having stolen two cars, the suspect Tsarnaev brothers seized the driver of one. They unaccountably let him go but kept his cell phone. When the police “pinged” that cell they got the direct bearings of one, and therefore inadvertently, the two get-away cars. Had this godsend not occurred the brothers might well have slipped out of Massachusetts. Authorities now believe that iconic Times Square in midtown Manhattan was their next target.

The consequences of an incident there defy imagination. It is now clear that lack of sharing information gave the brothers their opportunity to outrage… and that this failure might not have occurred had the sharing of pertinent details been the rule, rather than the exception. When that is the case, innocent people, in the wrong place at the wrong time, die.

4) Unified intelligence. Right now, when coherence, centralization and efficiency of intelligence should be the objective, there are at least five “watch” lists, competing, overlapping, duplicating. These five include Terrorism Identification Datamark Environment (TIDE); Terrorist Screening Database (TSDB); Selectee List; No-Fly List and Disposition Matrix. Each has its own criteria for getting on or getting off a given list. Thus the anomaly arises that a suspect may be on one list, but not on another.

This was the case with Tamerlan Tsarmaev… and as a result people died. Experts must find a way to solve this problem, but I can give them a suggestion to start. Don’t allow self-interested bureaucrats to persuade you that their department is necessary and that their list and information should be kept for them. Instead come up with what should be on ONE list and arrange matters accordingly.

5) Test the system. Then re-test. Every human system and enterprise is subject to human error and so is this one. Only here there is this major difference: when errors occur, people die. That is why there must be constant, thorough and thoughtful testing of every aspect of this system. There must be no “sacred cows”, but only people who need cutting-edge tools and intelligence and are willing to do the necessary to get them… for you see when our side offers responses which are sluggish, outmoded and inadequate, people die. Thus, we must test, review test results, and improve. There must be no question about this, and no one’s interests must be allowed to trump the ongoing training and perfecting.

Last Words… for now.

As a citizen of Cambridge, Massachusetts I watched in horror and disbelief as these events took place in my very neighborhood. It is not too much to say that they changed me forever. Thus, I tell you this. In World War II and our other conventional wars, we could mark victories and defeats with pins on a map. “Roumania allies with Axis,” then “Roumania surrenders.” You knew where you were and what was happening.

That is not the case with terrorists.

When the discussion focuses on terrorism, the focus must be on what hasn’t happened. It is not just that such silence is golden but that with each day that goes by we are successfully meeting the unending challenge of terrorism and the villains who use it to humiliate, humble, frighten, and cow us. To keep outrages to the absolute minimum we must understand that this war has no end, no boundaries, no flags flying marching garlanded through the streets of even the smallest hamlet. No indeed. This war demands constant, unflagging effort. Otherwise, good people will die and our great national purposes be obliterated and defeated by a few… to the lasting detriment of the many. That is why defeat in this war of stealth and subterfuge is unthinkable and why we must work together Joe Friday-like, for only therein is victory and the peaceful and harmonious life we all want so very much but can so easily lose in an instant, mayhem we might have stopped… but didn’t

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Interview with George Kosch, CEO, Worldprofit Inc.

George Kosch, CEO and Co-Founder of Worldprofit Inc, discusses his reflections over the last two years as CEO and his thoughts on the future of the company.

Interviewer:  I understand that Worldprofit, now in it’s 23rd year of business recently underwent some major changes?

George: Yes, Sandi Hunter and myself are the original co-founders of Worldprofit. Recently the two of us, took over 100% of the control, operations and ownership of the company. Sandi Hunter has served as President since the company’s inception in 1994 and she continues in that capacity.  Myself, well two years ago, I transitioned into the role of CEO following the retirement of the former CEO.  I continue to be actively involved with all aspects of training as well as integration of new technologies for the benefit of our Members, but I have taken over more of a leadership role in terms of innovative growth and direction of the company.  Sandi and I are proud of the company we’ve built together and are planning for a strong future in an industry that is growing in leaps and bounds.

Interviewer: What are your reflections on the last 2 years in your position of CEO?

George:  In a word, it’s been “exhilarating!”  We introduced a number of new advertising services to meet the needs of our current Members and to attract new customers unfamiliar with our brand.  We cater to the online business community to service the needs of affiliate marketers and home based business owners and entrepreneurs. When we first started Worldprofit in 1994, Amazon didn’t exist, in fact, 99% of the affiliate marketing companies today didn’t exist. Affiliate marketing was not a common term at that time, nor an accepted method of earning online.   Worldprofit was the first company to successfully offer affiliate marketing within a Membership platform, and it’s the model our company still operates within today. We called it a Dealership but the principle was the same. Refer others to our company and when a sale is made we pay commission to our Members worldwide. Today, thousands and thousands of companies offer some type of affiliate marketing, it’s a reputable way of earning and an accepted practice generating millions of dollars in sales and commissions.  We realized very early on, that affiliate marketing is not an industry going away, it’s one that is growing exponentially.  We saw this as an opportunity for Worldprofit to service the needs of Affiliate marketers. We ourselves offer an Affiliate marketing program, but importantly we wanted to make sure  our Members could use our services, software, traffic and advertising to promote any and all their affiliate programs.  We wanted to be the platform where affiliate marketers could get everything they need to grow their online income, all in one place at Worldprofit.   In the last few years we have focused on increasing the number of resources available to our Members. An important part of this is providing training in marketing, and assistance in using the specialized services proprietary to Worldprofit.  Our focus has been on further expanding our online training program, enhancing our weekly interactive training, and increasing customer service to better meet the needs of our growing Membership.   I developed the Home Business Bootcamp Training program over a decade ago to help people learn the skills they need to build their business, with changes in technology this training must continually be updated and integrated to incorporate new innovations, strategies, social media and more.  Affiliate marketing is easy to do. What’s difficult for most is how to build affiliate marketing in it’s simplest form, into an actual professional online business that generates consistent growing income.   People are attracted to affiliate marketing because anyone can do it from the comfort of their home, laptop, tablet or phone.    Where people get stuck and need help is with the actual business do’s and don’ts.  Operating and growing your own online business can be tough, it’s easy to get frustrated and give up if you aren’t sure what you’re doing.  It’s for this reason, that in addition to the online self-paced bootcamp lessons, I personally conduct a weekly LIVE interactive training program. It gives our Members the opportunity to ask questions, request demonstrations and be part of our home business community of people helping people. I may be CEO now, but I have no plans to give up the hands on training and personalization that has made Worldprofit so unique and long lasting. I’m a Software Engineer, and have created much of the software and special resources available so providing this training keeps me connected with our Members. I really enjoy it and by listening to the needs of our Members, I can tweak existing resources and create more software as technology evolves.

Interviewer: George, what do you see or have planned for the future for Worldprofit?

George:  The future is bright! I see even more companies “affiliatize” their products to expand their market reach to tap into the global reach affiliate marketing provides. I see more people worldwide recognizing that affiliate marketing is a powerful way to earn extra money from multiple reputable sources.  My vision is for Worldprofit to continue to provide affiliate marketers with the tools, resources and training they need to grow their own online business. Our unique, comprehensive platform is built on supporting business owners. Our Members have come to rely on Worldprofit for trusted traffic, personalized training,  proven effective tools and so importantly – help when needed.  Our goal is to assist people to literally change their lives by teaching them how to grow their own successful, profitable online portfolio of website properties that generates income for years to come. People are now far more familiar with websites, blogging, videos, social media – we teach how to turn these tools into profitable sources of income. Consumers have become more savvy, they recognize value and can better filter out the hype. They want value and substance not fluff and false promise.  As the Affiliate Marketing industry grows, people will always need traffic, training and expert support to achieve their business goals, Worldprofit plans to continue to be the best possible source for this market.  We enjoy a symbiotic relationship with our Members, when they succeed, so do we!

If we take a hundred people who graduate from college or university and we follow them through their career, The 45 year plan, at the end of their career

If we take a hundred people who graduate from college or university and we follow them through their career, The 45 year plan, at the end of their career here is what happens to them:
• 29% are Dead• 63% depend on family or state (Dead broke)
,• 4% are well off (Can meet their needs and don’t need charity) • 3% still working, Only 1% are wealthy (Living the lifestyle of their dreams) <———Only 1%

This is the system we are living in right now by concluded market research. This economy is broken! Why is that the case? We have a University system that teaches you how to be a worker drone in the collective! You go to school and get an education, then you get a job and work in the 45 year plan and then you retire and live your golden years depending on other people. What a wonderful concept!

107 million people work for
Corporate America

85 million of them are unhappy
with their jobs

Are you one of them?

We live in a capitalist society, which means ONLY the big dogs eat! If you look at the corporate structure at your job, it is set up in a pyramid structure. CEO at the top (99.9% of the time you will never become CEO), they hire the VP, they hire the area manager, who hires the district manager, who hires supervisors, who hires new employees. Ask yourself, have you ever seen a Lamborghini in rush hour traffic?

Notice the average person, gets up at 8 o’ clock, just like they taught you for middle school, elementary and high school. They tell you when to eat lunch, when to go on break. The average person goes to work from 9 to 5, Mon-Fri, fight traffic in the morning, fight traffic on their way home, come home, eat, watch tv, go to sleep only to do the same thing for 40 years and they retire with nothing. Don’t believe me, go to Wal-Mart, Meijer, or K-Mart at night time, what do you see, old people claiming to be retired greeting at the door because their money ran out and they had to go back to work. I know I don’t want to work until I’m 65. What about you? Really 71 now. Social Security is going to be gone for us. Baby boomers are retiring. If each baby boomer retired today, the government would owe them 72 trillion dollars. Wow. They are saying we will work until we are 71. What is the purpose of going on vacation is you are hunchback and can barely move?

401K is a joke because most people can’t max it out. So what happens if that person lives to be 86. They will be living off $7,000 a year when they are used to making $40-$60,000. You have to pay attention. Why isn’t this taught in school? Because they government has to survive. It didn’t work for my parents, their parents, my friend’s parents. Don’t live average. The government will use you like a robot.

Look at school system, the average student probably pays $4-7,000 a semester. Not to mention books, then they tell you that edition is not being used anymore, so you have no refund. When you come out of school, you are in debt. Most people spend their whole life paying that debt off, not to mention the interest on it! Don’t forget about parking fees, food. College and the school system is a business. Pyramid shaped as well. President, VP, dean, department heads, professors, then the students at the bottom. It is a system, and we have been tricked. We have been programmed not to dream big. “Don’t get your hopes high” (Are your hopes supposed to be low). “Too good to be true”, “Why are you so happy?”

Even the government. President at the top, VP under him, congress, senate, state government, municipal then the taxpayers at the bottom. Ever wonder why Rich people get tax benefits and poor/middle class people don’t? Poor people say get a safe secure job. Rich people say build a business.

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